Summary
Section 10(13A) lets a salaried employee in Pune claim HRA exemption against rent paid. The cap is 40% of basic salary (non-metro status), and the exemption is the minimum of HRA received, rent paid minus 10% of basic, and that cap. Typical Pune 1BHK rent is ₹18,000/month (₹10,000–₹30,000 range).
Rent in Pune
Typical 1BHK
₹18,000/mo
₹10,000–₹30,000 range
Typical 2BHK
₹32,000/mo
₹17,000–₹55,000 range
Source: NoBroker Property Rates Pune 2026 · Updated 2026-04-15.
Popular neighborhoods
- Hinjewadi
- Baner
- Kharadi
- Viman Nagar
- Koregaon Park
Worked HRA example — Business analyst in Pune
- Annual salary (CTC)
- ₹8,00,000
- Basic (≈40% CTC)
- ₹3,20,000
- HRA received (yearly)
- ₹1,28,000
- Rent paid (yearly)
- ₹1,80,000
- Rent − 10% basic
- ₹1,48,000
- 40% of basic (non-metro cap)
- ₹1,28,000
HRA exempt under Section 10(13A)
₹1,28,000
Illustrative figures only. Your actual exemption depends on your salary structure and rent paid — use the calculator below for your numbers.
Where rent receipts get used in Pune
Common employer categories whose HR portals collect rent receipts for Section 10(13A) substantiation:
- Auto-component manufacturers (Bajaj/Tata Motors ecosystem)
- IT services delivery centres
- Education institutions (university belt)
- Manufacturing MNCs
- Back-office GCCs
Generate your Pune rent receipt
12-month receipts with landlord PAN, revenue stamp slot, and all 14 mandatory Section 10(13A) fields. ₹7/month or ₹49 for a full year.
Start generating →