Summary
Section 10(13A) lets a salaried employee in Bangalore claim HRA exemption against rent paid. The cap is 40% of basic salary (non-metro status), and the exemption is the minimum of HRA received, rent paid minus 10% of basic, and that cap. Typical Bangalore 1BHK rent is ₹18,000/month (₹12,000–₹26,000 range).
Rent in Bangalore
Typical 1BHK
₹18,000/mo
₹12,000–₹26,000 range
Typical 2BHK
₹32,000/mo
₹25,000–₹40,000 range
Source: NoBroker Property Rates Bangalore 2026 · Updated 2026-04-15.
Popular neighborhoods
- Koramangala
- Indiranagar
- Whitefield
- HSR Layout
- Electronic City
Worked HRA example — Software developer (SDE) in Bangalore
- Annual salary (CTC)
- ₹15,00,000
- Basic (≈40% CTC)
- ₹6,00,000
- HRA received (yearly)
- ₹2,40,000
- Rent paid (yearly)
- ₹2,64,000
- Rent − 10% basic
- ₹2,04,000
- 40% of basic (non-metro cap)
- ₹2,40,000
HRA exempt under Section 10(13A)
₹2,04,000
Illustrative figures only. Your actual exemption depends on your salary structure and rent paid — use the calculator below for your numbers.
Where rent receipts get used in Bangalore
Common employer categories whose HR portals collect rent receipts for Section 10(13A) substantiation:
- IT services giants (Infosys/Wipro/TCS class)
- Global Capability Centres (GCCs)
- Product startups (consumer + SaaS)
- Fintech unicorns
- Deep-tech labs & R&D centres
Generate your Bangalore rent receipt
12-month receipts with landlord PAN, revenue stamp slot, and all 14 mandatory Section 10(13A) fields. ₹7/month or ₹49 for a full year.
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