Summary
Section 10(13A) lets a salaried employee in Chennai claim HRA exemption against rent paid. The cap is 50% of basic salary (metro status), and the exemption is the minimum of HRA received, rent paid minus 10% of basic, and that cap. Typical Chennai 1BHK rent is ₹14,000/month (₹6,000–₹28,000 range).
Rent in Chennai
Typical 1BHK
₹14,000/mo
₹6,000–₹28,000 range
Typical 2BHK
₹25,000/mo
₹6,000–₹47,000 range
Source: NoBroker Property Rates Chennai 2026 · Updated 2026-04-07.
Popular neighborhoods
- Anna Nagar
- T Nagar
- Velachery
- Adyar
- Porur
Worked HRA example — Audit analyst (Big 4) in Chennai
- Annual salary (CTC)
- ₹8,00,000
- Basic (≈40% CTC)
- ₹3,20,000
- HRA received (yearly)
- ₹1,60,000
- Rent paid (yearly)
- ₹1,80,000
- Rent − 10% basic
- ₹1,48,000
- 50% of basic (metro cap)
- ₹1,60,000
HRA exempt under Section 10(13A)
₹1,48,000
Illustrative figures only. Your actual exemption depends on your salary structure and rent paid — use the calculator below for your numbers.
Where rent receipts get used in Chennai
Common employer categories whose HR portals collect rent receipts for Section 10(13A) substantiation:
- Big 4 audit firms (Deloitte/EY/KPMG/PwC)
- Automotive OEMs (Hyundai/Ford-era ecosystem)
- Manufacturing conglomerates (TVS/Murugappa class)
- IT services delivery centres
- Healthcare research & hospital chains
Generate your Chennai rent receipt
12-month receipts with landlord PAN, revenue stamp slot, and all 14 mandatory Section 10(13A) fields. ₹7/month or ₹49 for a full year.
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